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Bankit SME Grant Programme: How Nigerian Small Businesses Can Access Grants and Card Rewards in 2026

By Adetutu A, The Insights 10 July 2026 1

Nigeria’s growing fintech sector has received another boost as Bankit Microfinance Bank unveiled its Bankit SME Grant Programme alongside a nationwide card rewards initiative. The programme is designed to support small businesses, startups, and entrepreneurs with funding, marketing support, and rewards for using digital payment services. 

What Is the Bankit SME Grant Programme? 

The Bankit SME Grant Programme aims to help Nigerian businesses grow by providing selected entrepreneurs with business grants, social media marketing support, and brand visibility campaigns. In addition, customers who use Bankit’s payment cards can enjoy rewards when making purchases at selected partner merchants, including supermarkets, filling stations, restaurants, logistics companies, and retail stores. 

“The current economic realities demand that financial institutions do more than process deposits.” — Kingsley Ezenwa, Head of Corporate Communications and Marketing, Bankit Microfinance Bank. 

How to Benefit from the Programme 

Follow these steps to improve your chances of benefiting from the initiative: 

  1. Open a Bankit Business Account if you own a small business or startup. 
  1. Complete your account verification by providing the required identification and business information. 
  1. Monitor Bankit’s official announcements for grant application guidelines and eligibility requirements. 
  1. Apply for the SME grant once applications are open. 
  1. If selected, take advantage of the business funding, digital marketing support, and co-branded promotional campaigns offered by the bank. 
  1. Use your Bankit debit card for everyday transactions at participating merchants to earn rewards and enjoy promotional offers. 

Why This Matters 

The programme offers more than financial support. By combining grants with digital marketing assistance, Bankit aims to help Nigerian businesses increase their visibility, attract more customers, and grow sustainably while encouraging the adoption of secure digital payments. 

The Bankit SME Grant Programme presents a valuable opportunity for Nigerian entrepreneurs seeking funding and business growth support. Interested business owners should stay updated through Bankit’s official platforms, open a Business Account if eligible, and prepare to apply once the grant application process begins.  

  • Bankit Microfinance Bank: https://bankitafrica.com 
  • Central Bank of Nigeria: https://www.cbn.gov.ng 
  • Nigeria Deposit Insurance Corporation: https://ndic.gov.ng 

Tags: Bankit Business Account Bankit SME Grant Programme business funding Card Rewards digital banking financial inclusion fintech Nigeria Nigerian Entrepreneurs small business grants SME Grants Nigeria Startup Support TheInsightsNig

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