How NELFUND Is Helping Nigerian Students Stay in School: A UNILAG Student’s Inspiring Story

300-level University of Lagos student, Migwe Obinna Nicholas…Photo Credit: IG/ BMX Royce
A Story of Hope Through the NELFUND Student Loan
For many Nigerian students, paying university fees has become a major challenge. However, the NELFUND Student Loan is giving thousands of students a second chance to complete their education.
One inspiring example is Migwe Obinna Nicholas, a 300-level Theatre Arts and Film Studies student at the University of Lagos (UNILAG). Nicholas revealed that he nearly dropped out because of financial difficulties before benefiting from the Federal Government’s student loan scheme.
As the only member of his family to attend university, he described the loan as the opportunity that kept his academic dream alive. Today, NELFUND covers his tuition fees, allowing him to continue his studies despite difficult living conditions.
“Education should never end because of financial hardship. Sometimes, one opportunity can change an entire future.”
Who Can Benefit from the NELFUND Student Loan?
The NELFUND Student Loan is available to eligible students enrolled in accredited Nigerian tertiary institutions who require financial support for their education.
Benefits include:
- Payment of tuition fees directly to institutions
- Monthly upkeep allowance (subject to programme guidelines)
- Interest-free student loan
- Repayment begins after graduation and the applicable repayment grace period under the scheme
How to Apply for the NELFUND Student Loan
Follow these simple steps:
Step 1: Visit the official NELFUND application portal.
Step 2: Create an account using your email address.
Step 3: Verify your identity and provide your school details.
Step 4: Complete the application form and upload any required documents.
Step 5: Submit your application and wait for verification and approval.
Step 6: Once approved, tuition payments are processed to your institution, while eligible upkeep support is paid according to the programme’s schedule.
Why Eligible Students Should Apply
If financial challenges are affecting your education, the NELFUND Student Loan can help you remain in school and complete your degree without the burden of immediate repayment. Apply only if you genuinely need the support so that more deserving students can also benefit.
Nicholas’ journey shows that financial hardship does not have to end your education. With the NELFUND Student Loan, many Nigerian students can continue pursuing their dreams and build a better future. If you meet the eligibility requirements, take advantage of this opportunity and invest in your education today.
Useful Links
- NELFUND Official Portal: https://nelf.gov.ng/
- Student Loan Application Portal: https://portal.nelf.gov.ng/
- Federal Ministry of Education: https://education.gov.ng/







